Insurance Services at Smita Memorial Hospital
Smita Memorial Hospital has tie-ups with leading government schemes, corporates, health insurance companies and TPAs, making cashless, hassle-free hospitalisation possible for most patients. The TPA / Insurance Help Desk is on the ground floor at the main entrance.
The lists below are published by the hospital. Empanelments change from time to time, so please confirm your specific policy with the TPA desk before a planned admission.
What we offer
Government & corporate
ECHS, CGHS, FCI, Medisep, BSNL, Airport Authority of India and Air India (retired employees).
Insurance companies
Including Star Health, Care Health, Niva Bupa, HDFC Ergo, ICICI Lombard, Bajaj Allianz, Aditya Birla, Tata AIG, SBI General, New India Assurance, United India, Oriental and National Insurance.
TPAs
Including Medi Assist, FHPL, Paramount, Vidal Health, MD India, Health India, Raksha and Good Health.
Full details
Insurance Services — frequently asked questions
Is Medisep accepted?
Yes. Medisep is listed among the government and corporate empanelments, along with ECHS, CGHS, FCI, BSNL, Airport Authority of India and Air India retired employees.
How early should I apply for cashless approval?
For a planned admission, cashless approval must be taken before admission — up to 7 days in advance.
What is the deposit for an emergency admission with insurance?
For an emergency ICU or accident admission, the patient is admitted on showing the TPA ID card and paying ₹10,000, and the cashless process is completed within 24 hours.





